COMMENTS (6) | CRIME | DIGG

COMMENTS (106) | CRIME | DIGG

If your lady hasn't done so already, you should look into her credit history to see if there any more lines of credit opened under her name. You can use the government mandated free yearly report at https://www.annualcreditreport.com The site will give you a report from all 3 credit agencies. Review the information on each of your reports thoroughly so that you may dispute any inaccuracies with the three major credit bureaus, Equifax, TransUnion, and Experian. If you want someone to put all that information in lay man terms. offer advice, and monitor your credit as well, use this: http://www.creditkarma.com/ They also do everything for free, kinda like mint.com. I recommend the first one, since I have used it. As for creditkarma.com, I hear good things, but I personally haven't used it. Darkeblue - 2012-12-13 08:53:47 Darkeblue has the basics of it. You want to get a copy of her credit report. This will help you see if any other accounts have been opened in her name. Also you will want to dispute anything that is not hers with the credit agencies. You will want to get a new credit report every 3-6 month but no more than every year to ensure that no new accounts get opened in her name. You can also sign up for credit monitoring services. One of the most important things that you will need to do is to file a police report for the identity theft. A police report may be needed to resolve any issues of identity theft related to this incident now or in the future. This will also be something you can give a debt collector if they ever try to collect on this fraudulent debt to get them to stop calling you or taking legal action. Canekid2 - 2012-12-13 09:02:26 Had a similar issue with T-Mobile. Someone opened a family plan under my name, purchased two smart phones and they didn`t pay the bill. TMobile sold the account to some collections agency and they came after me for $900+. I had to call up the TMobile fraud department to file a case. After few rounds of back and forth calls, I got them to mail me the latest statement. Went to the police department and file a report for Identity Theft. Faxed the report to T-Mobile and got it all resolved. According to the T-Mobile rep, someone called in to make the purchase and they had the last four digits of my ssn and my existing T-Mobile number. Apparently, that was all they needed to make a purchase, no credit cards or other forms of verification. Keyo - 2012-12-13 08:33:48 Don't worry Nebu, Obama will offer them all Amnesty. Anything to get another vote. Charkoth - 2012-12-20 07:08:24

COMMENTS (11) | CRIME | DIGG

COMMENTS (83) | CRIME | DIGG